Are you dreaming of homeownership but struggling to save for a down payment? 🤔 You’re not alone. For many, gathering enough for a down payment feels like a decade-long journey. But here’s the game-changer – a new, nationwide down payment assistance program with no income limits has just launched! 🎉

🌟 Program Overview and Benefits

This program is designed to be flexible, offering down payment assistance without income restrictions, making it accessible for more people than ever before. Through the support of Kind Lending, you can receive either 3.5% or 5% down assistance – the latter can even help cover part of your closing costs. 🏡

📝 Who’s Eligible?

• No income restrictions – whether you’re a first-time buyer or purchasing your third home, this program has no income caps.
• Credit Score: A minimum of 600 is required, which is more flexible than most down payment assistance programs.
• Types of Homes: Single-family homes, duplexes, condos, and even certain manufactured homes on owned land qualify!

This program, created by Kind Lending, an innovative and fast-growing lender, provides a fantastic opportunity for buyers with steady income and a fair credit score to secure a home with very little out-of-pocket cost. 💼

💰 Assistance Options Explained

Here’s the exciting part! 🥳 You have options based on what suits your needs best:

1. 3.5% Down Payment Assistance: You receive an amount equal to the down payment on an FHA loan.
2. 5% Down Payment Assistance: This covers your down payment and even helps with closing costs!

These loans come with two unique repayment structures, including a forgivable second loan with 0% interest, which means it disappears after three years if you meet certain conditions. Imagine that – part of your loan could actually vanish! 🌬️✨

📞 Ready to Take the Next Step?

If you’re ready to move forward, connect with a mortgage professional who can guide you through the specifics of this program and discuss your unique needs. 🌐 Contact us at greatmortgagebroker.com for expert help in 48 states across the U.S.!

Let’s make your dream of owning a home a reality! 🏠💪